Terms & Conditions

1. Acceptance of Terms

By using this Website, you acknowledge that you have read and agree to these Terms and our Privacy Policy. If you do not agree, you should not use this site.

2. Use of Website Content

All content on this Website — including text, graphics, logos, images, and information — is the property of Scott Risk Group or its licensors and is protected by applicable intellectual property laws. You may view and download content for personal, non-commercial use only, provided you retain all copyright and proprietary notices.

3. User Conduct

You agree not to:

• Use the Website in an illegal or harmful way

• Interfere with the Website’s operation

• Bypass security features

• Upload harmful code or spam

Unauthorized use may result in termination of access or legal action.

4. Linking to Third-Party Sites

This Website may contain links to third-party sites for your convenience. We do not control or endorse these sites and are not responsible for their content or policies.

5. Disclaimer of Warranties

This Website and its content are provided “as is” without warranties of any kind, express or implied. Scott Risk Group does not guarantee the accuracy or completeness of content and makes no warranty that the Website will be uninterrupted or error-free.

6. Limitation of Liability

To the maximum extent permitted by law, Scott Risk Group and its affiliates will not be liable for any damages arising out of your use of this Website, including loss of data, loss of profits, or any indirect or consequential damages.

7. Intellectual Property Rights

All trademarks, service marks, and trade names on this Website are owned by Scott Risk Group or third parties. You are not permitted to use them without prior written consent.

8. Changes to Terms

We reserve the right to modify or update these Terms at any time without prior notice. Your continued use indicates acceptance of changes.

9. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the state where Scott Risk Group is headquartered.

10. Contact Information

For questions regarding these Terms & Conditions, please contact:

Scott Risk Group

Website: www.scottriskgroup.com

Email: jeff@scottriskgroup.com

Phone: (949) 503-1953